You’ve heard of the Latte Factor, right? (If you haven’t, go read Desirae’s post from last week, it’s awesome).
Basically, the Latte Factor is the concept that spending money every day on small things (like lattes) adds up to big amounts of money spent over time. It’s controversial though, because people have different ideas about whether spending those small amounts every day is bad money management or worthwhile spending.
Reading about the latte factor got me thinking though… not about the small amounts of money I spend in a day, but about all the small amounts of money I save.
Don’t those deserve some posts too? Yes, the Latte Factor is a thing. But maybe, just maybe, we should forgive ourselves sometimes for spending a few bucks on a latte, and take a minute to celebrate ourselves for all those times we save a few bucks.
Allow me to toot my own horn…
- I make my own tea in the mornings instead of buying Tim Hortons.
- I bring a lunch to work every day (today’s lunch was the college student special of ramen noodles and rice cakes but it was so good).
- I don’t get manicures – I can paint my own nails, thankyouverymuch.
- I drive a car with no car payment.
- I regularly call my insurance companies and ask about any new discounts (they love it, I promise).
- I never pay full price for anything if it is at all possible to knock something off the cost. (Extreme Couponing is my dream)
- I price match at the grocery store like it’s my job.
- Once a year, I update my basics-only wardrobe (same pants and shirts, just in different colours) on an annual trip to an outlet centre’s sale weekend. It helps that I am both challenged and uninterested when it comes to fashion.
- I get my hair cut twice a year.
- 99% of my music comes from Spotify Free.
- I Christmas shop all year ‘round so I can get good deals on gifts for friends and fam #cheapSantawin
- I do daily surveys online to get loyalty points at stores and credits on Google Play (upcoming post!)
- All of my books come from the library or from a book-share with friends.
- I don’t have cable or a home phone.
- I haven’t paid full price for movie tickets in 6 years (thanks, Costco Great Escape Movie Package!)
Guys, seriously. I feel better already about that pumpkin scone I spent $4 on last week.
Tell me, what are you super good at saving money on? Go ahead, brag all about those dollars you save – we all wanna hear it!